Are You Trying To Avoid Foreclosure?
Are you tired of the constant phone calls and letters from the bank demanding payment? Do you want to move past the uncertainty of what’s going to happen next? We can help.
Thousands of Americans lose their home to foreclosure every year. Most are simply overwhelmed and not sure where to turn or who to trust. One thing for certain though is that the bank will take your house if you do nothing. Here’s a list of options to consider instead:
- Reinstate The Loan
This means bringing the loan current. It’s the best case scenario. Your lender can tell you how much money it will take and when it is due. But, i’m sure you already tried this..
- Loan Modification
This is where the lender agrees to reduce the mortgage payment permanently. FYI, the lender says no 96% of the time…
This is where the lender agrees to reduce or suspend your payments for a set amount of time. This is loan type and lender specific so you should call your lender for details. This was used a lot during the pandemic.
This will stop a foreclosure in its tracks IF it has not been used in the past to stop a foreclosure. If there is a history of doing this the courts will deny it.. A bankruptcy will buy you time if needs be to get a plan together. You will ultimately have to get caught up or lose the house, plus it’s one more ding on the credit score..
- Sell Your House To Us
We can buy your house as-is for a fair all cash price. No agents, no banks, no inspectors. We cover all the normal closing costs. Feel free to leave behind whatever it is you don’t want to keep. If you need some time to move out we can work with you on that too. Fill out the form below or call (615)310-1909. We will not waste your valuable time. Remember, if the bank is calling… the clock is ticking.. so contact us today!